“About a year ago I was traveling and needed to take my son to the er in Northeast Ohio.  We received the care, my son is fine, insurance paid the hospital and I thought that was the end of it.  Then just recently, I received a bill directly from the hospital for over $2000.  It was for additional services performed other than the hospital charge and doctors charges.  My first inclination was that it was correct and was[...]

This is a MUST READ for anyone who breathes. Scott details how to choose health care plans, physicians, drug payment options, and advocate for oneself. Given his vast experience selling group health plans, his insights are exceptionally prescient and timely. Read this before your next physician appointment- be prepared and take charge of your health. Thanks so much[...]

Being self employed and in very good health I found my self at 58 with an $820 monthly payment and a $7,200 deductible for something I used once or twice a year. It made more sense to go without insurance and save the $17,000 I would have to spend annually to find any benefit from the marketplace. However, that left me feeling uncomfortable and without a safety net. Reading this allowed me to sort out options, find something that better suits my[...]